U Fintech Limited designs and operates digital platforms, payment and onboarding systems, insurance and investment technology, forex tooling, AI-powered automation and enterprise marketplaces — built for regulated industries.
Our charter spans the full digital stack — infrastructure, fintech, insurance, investment, forex, AI and marketplaces — delivered with regulator-aware engineering.
The foundation layer — software, cloud, hosting and managed IT that lets businesses run digitally.
Payment rails, onboarding, monitoring and compliance tooling for regulated financial institutions.
Subject to approvals from Bangladesh Bank or other competent authorities where applicable.
Insurance and investment technology platforms — from policy admin to portfolio research tools.
Subject to IDRA regulations and Bangladesh Securities and Exchange Commission approvals where applicable.
Forex aggregation, analytics and compliance technology for authorized dealers and money service businesses.
The Company does not engage in unauthorized currency dealing or regulated forex activities without license.
AI, ML, automation and predictive systems with human oversight and responsible design by default.
All AI applications operate with appropriate human oversight and in compliance with applicable laws.
Vertical marketplaces and back-office platforms — from travel and real estate to payroll and EdTech.
We exist to support — not replace — the institutions that move money, underwrite risk and steward customer trust. Our work is technology infrastructure for partners who already carry the license; we make sure the stack underneath earns the same confidence.
Every platform we build accounts for the supervisory body governing the activity — Bangladesh Bank, IDRA, BSEC and beyond.
We treat reliability, observability and security as first-class — not afterthoughts. Built for systems that can't fail quietly.
Automated decisions deserve guardrails. Our AI systems ship with explainability, audit trails and human-in-the-loop controls.
From a single payment gateway module to a full insurance back office — engage us at the layer that fits your roadmap.
U Fintech Limited operates within the boundaries set by its Memorandum of Association. We design and run the technology; regulated activities remain with the licensed institutions we support.
Engage in deposit-taking, lending, financial intermediation, money changing, remittance services, custody of funds, payment services or electronic-money issuance — unless duly licensed by the competent authority.
Bangladesh Bank, the Insurance Development and Regulatory Authority (IDRA), and the Bangladesh Securities and Exchange Commission (BSEC) as the supervisory bodies governing the verticals we serve.
All AI applications with human oversight, traceability and adherence to applicable laws — including data protection and AML/CFT controls baked into the systems we operate.
Whether you're a licensed institution looking for a technology partner, or a team building in fintech, insurtech, investtech or AI — we'd love to talk.